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J. Andy Leaf says that, as a wheelchair user for nearly 40 years, "transportation and health issues have kept me out of traditional employment."

His answer is creation of The SEED Business Network on disabilitybiz.org, offering disability business resources for members to pursue self-employment.

"I have learned how to balance different areas of my life; nutritionally, spiritually, mentally and behaviorally," Leaf writes from his base in Laguna Beach, Calif. "This holistic approach has allowed me to stay healthy and participate more fully in my community. Earning a profit or receiving a paycheck is not the only benefits for you and your family! Being productive and having a purpose will help you to feel better about yourself and your life."

A highlight on his Web site is a report from the U.S. Department of Labor, Office of Disability. Census figures indicate that people with disabilities have a 12.2 percent rate of self-employment experience, which is higher than the 7.8 percent for people without disabilities. The Disabled Businesspersons Association estimates that 40 percent of home-based businesses are operated by people with disabilities.

For people with disabilities, a list of self-employment options includes accounting, air conditioner repair, bakery, child care, piano refinishing, real estate and freelance writing.

Leaf also explores potential drawbacks of self-employment. They include possible loss of Social Security Disability Income and Medicare or Medicaid benefits, and difficulty obtaining credit.

He reports that he receives support from the Ellyn Bye with the Dream Envisions Foundation, Rogers Severson with the SCI (Spinal Cord Injury) Special Fund, and the Milbank Foundation for Rehabilitation.

A basic free membership includes a monthly newsletter with featured business resources, articles and events, along with a member bulletin board to communicate and share ideas with other members.

For $35 per year, a full membership adds a copy of Quicken Premier Home & Business 2007 software, an entrepreneurial style test, a business card listing and a list of potential funders.

The $95 deluxe business membership adds a "members only" section with an insight learning personality test, marking advice and two hours of time with a business coach.

Call (949) 413-1555 or E-mail aleaf@seedbiznet.org.

Sources:
disabilitybiz.org

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